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    AI Search from Ask BT answers all your banking questions.

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    See your account details quickly, call 0264 308 000 and you receive an SMS with the access link.

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    Private Banking

    True banking is not about money.
    It's about people.

    What does Private Banking mean?

    Of course, it is also about Premium Banking, about top services and special products. Private Banking is, first and foremost, about people, about the respect we offer you, about the interest we give you, and about the attention with which we surround you.

    Once you benefit from Private Banking services, you have at your disposal a team that will do its best to help you with the best solutions, according to your needs.

    Private Banking Conditions

    The generic conditions to be part of the Private Banking segment are:

    • to hold significant resources in the accounts opened with us, with investment potential in the Financial Group Banca Transilvania: BT Capital Partners, BT Asset Management etc.
    • to hold premium cards or other exclusive products from our offer

    Private Banking Advantages

    Once you reach the Premium Banking area, you will be able to benefit from:

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    Personal banker

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    Products and dedicated services

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    Availability 24/7 through a VIP call center

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    Personalized information for investments

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    Specially arranged locations, intended exclusively for Private Banking clients
    Bucharest and Cluj

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    Remote operations

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    Negotiated deposits

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    Investment funds managed by BT Asset Management

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    You have quite a busy day, you don't need a trip to the bank as well, do you? How about solving, together with your dedicated banker, most of the operations presented above, by phone or email? We are here to help you.

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    Government bonds

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    Access to international markets through a BT Capital Partners broker exclusively dedicated to Private Banking clients or online 24/7

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    Which come accompanied by packages with special services and are intended only for Private Banking clients.

    Customized products and services

    The products you can access once you have entered the world of Premium Banking are detailed by the personal banker, with maximum confidentiality, so that you make the right choice. Thus, the Private Banking offer may contain:

    Exclusive card

    Mastercard World Elite offers you:

    • mAccess to international business lounge salons, free through Lounge Key, for you and a guest
    • m Access to the business lounge salons at A. Iancu Cluj-Napoca and H. Coandă Bucharest airports, free for you and one guest
    • mTravel insurance abroad for you and your family members
    • m Concierge services
    • m Benefits through the Mastercard Premium program: www.priceless.com

    Contact

    We invite you to explore the Private Banking area and to us
    contact at the e-mail address: DiviziaPrivateBanking@btrl.ro.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.