DISCOVER
Special programs
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after are investment loans especially for equipment purchases with a maturity between 5-7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with possibility of extension up to 8 years from the contract signing
up to 12 months
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after are investment loans especially for equipment purchases with a maturity between 5-7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with possibility of extension up to 8 years from the contract signing
up to 12 months
- Guarantees of 70%
- Reduced own contribution and much more advantageous costs
- The de minimis aid rule applies: max. 300,000 EUR / 3 years (includes all de minimis aids of the single enterprise)
- Interest rate reduction: 0.25% per year (EIB3)
- Financing for Micro, SME, Corporate and LaCo
- Green projects are also targeted: renewable energy, electric/hydrogen vehicles, reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Advantageous costs
- Flexibility in currency and duration
- Accessible for most SME fields
- 80% of the loan guaranteed by EIB
- Possibly without material guarantees for revolving credit lines or medium-term loans
- Maximum 2 million euros/ 9.7 million lei/ credit
- Transactions are guaranteed by FEI
- Grant of up to 40% of the project (max. 267,240 lei)
- Credit for a minimum of 60% of the investment
- Operational support throughout the entire project
- Eligible investments in energy efficiency and digitization
- Guarantees of 70%
- Reduced own contribution and much more advantageous costs
- The de minimis aid rule applies: max. 300,000 EUR / 3 years (includes all de minimis aids of the single enterprise)
- Interest rate reduction: 0.25% per year (EIB3)
- Financing for Micro, SME, Corporate and LaCo
- Green projects are also targeted: renewable energy, electric/hydrogen vehicles, reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Advantageous costs
- Flexibility in currency and duration
- Accessible for most SME fields
- 80% of the loan guaranteed by EIB
- Possibly without material guarantees for revolving credit lines or medium-term loans
- Maximum 2 million euros/ 9.7 million lei/ credit
- Transactions are guaranteed by FEI
- Grant of up to 40% of the project (max. 267,240 lei)
- Credit for a minimum of 60% of the investment
- Operational support throughout the entire project
- Eligible investments in energy efficiency and digitization
Financing for investments (fixed assets, software, real estate, constructions, modernizations) and working capital (raw materials, services, inventories).
Funding for Micro, SME, Corporate and LaCo. Eligible green projects: renewable energy, electric / hydrogen vehicles, reducing energy consumption by min. 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in education: schools, kindergartens etc. Companies that offer training to employees.
Investment financing for SMEs in manufacturing:
- energy efficient equipment
- automation and modernization
- digitization and IT
- other equipment (within the program limits)
Financing for investments (fixed assets, software, real estate, constructions, modernizations) and working capital (raw materials, services, inventories).
Funding for Micro, SME, Corporate and LaCo. Eligible green projects: renewable energy, electric / hydrogen vehicles, reducing energy consumption by min. 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in education: schools, kindergartens etc. Companies that offer training to employees.
Investment financing for SMEs in manufacturing:
- energy efficient equipment
- automation and modernization
- digitization and IT
- other equipment (within the program limits)
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 3000 employees
- Project of max. 50 million EUR
- No activity in restricted areas
- Land purchases/part shares and refinancing or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- SMEs from the manufacturing sector
- projects that include green components or digital solutions
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 3000 employees
- Project of max. 50 million EUR
- No activity in restricted areas
- Land purchases/part shares and refinancing or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- No restriction on issuing bank checks and no delays in CRC
- No entries in the Insolvency Procedures Bulletin
- SMEs from the manufacturing sector
- projects that include green components or digital solutions
up to 14,000,000 lei
- SME: up to 12.5 million EUR
- MidCaps: up to 25 million EUR
–
2 million euros / 9.7 million lei
- Credit: minimum 400.860 lei
- Grant: up to 267,240 lei
up to 14,000,000 lei
- SME: up to 12.5 million EUR
- MidCaps: up to 25 million EUR
–
2 million euros / 9.7 million lei
- Credit: minimum 400.860 lei
- Grant: up to 267,240 lei
