DISCOVER
Special programs
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
Lei or Euro
Lei or Euro
Lei or Euro
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after are investment loans especially for equipment purchases with a maturity between 5-7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Line of credit: 24 months, with possibility of extension up to 8 years from the signing of the contract
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after are investment loans especially for equipment purchases with a maturity between 5-7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Line of credit: 24 months, with possibility of extension up to 8 years from the signing of the contract
- Guarantees of 70%
- Reduced own contribution and much more advantageous costs
- The de minimis aid rule applies: max. 300,000 EUR / 3 years (includes all de minimis aids of the single enterprise)
- Interest rate reduction: 0.25% per year (EIB3)
- Funding for Micro, SMEs, Corporate and LaCo
- Green projects are also targeted: renewable energy, electric / hydrogen vehicles, reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Advantageous costs
- Flexibility in currency and duration
- Accessible for most SME fields
- 80% of the credit guaranteed by EIF
- Possibly without material guarantees for revolving credit lines or medium-term loans
- Maximum 2 million euros/ 9.7 million lei/ loan
- Transactions are guaranteed by FEI
- Guarantees of 70%
- Reduced own contribution and much more advantageous costs
- The de minimis aid rule applies: max. 300,000 EUR / 3 years (includes all de minimis aids of the single enterprise)
- Interest rate reduction: 0.25% per year (EIB3)
- Funding for Micro, SMEs, Corporate and LaCo
- Green projects are also targeted: renewable energy, electric / hydrogen vehicles, reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Advantageous costs
- Flexibility in currency and duration
- Accessible for most SME fields
- 80% of the credit guaranteed by EIF
- Possibly without material guarantees for revolving credit lines or medium-term loans
- Maximum 2 million euros/ 9.7 million lei/ loan
- Transactions are guaranteed by FEI
Funding for investments (fixed assets, software, real estate, constructions, modernizations) and working capital (raw materials, services, inventories).
Funding for Micro, SMEs, Corporate and LaCo. Eligible green projects: renewable energy, electric / hydrogen vehicles, energy consumption reduction by at least 30%.
Investments or working capital for businesses active in Romania.
Investments or working capital for businesses in education: schools, kindergartens, etc. Companies that provide training to employees.
Funding for investments (fixed assets, software, real estate, constructions, modernizations) and working capital (raw materials, services, inventories).
Funding for Micro, SMEs, Corporate and LaCo. Eligible green projects: renewable energy, electric / hydrogen vehicles, energy consumption reduction by at least 30%.
Investments or working capital for businesses active in Romania.
Investments or working capital for businesses in education: schools, kindergartens, etc. Companies that provide training to employees.
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 3000 employees
- Project of max. 50 million EUR
- No activity in restricted areas
- Purchases of land/social shares and refinancing or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 3000 employees
- Project of max. 50 million EUR
- No activity in restricted areas
- Purchases of land/social shares and refinancing or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budget debts
- Without ban on issuing bank checks and without delays in CRC
- No entries in the Insolvency Procedures Bulletin
up to 14,000,000 lei
- SME: up to 12.5 million EUR
- MidCaps: up to 25 million EUR
–
2 million euro / 9.7 million lei
up to 14,000,000 lei
- SME: up to 12.5 million EUR
- MidCaps: up to 25 million EUR
–
2 million euro / 9.7 million lei
