Cashback up to 150 lei at the recurring collection of income
Free online paymentsto other banks - see details
Subscription 365free for 6 months
Cashback 100 lei to the Round Up savings account
Personal needs loan with ZERO file analysis commission
Credit for house with fixed interest rate and with ZERO file analysis commissionyou collect the income with recurrence
you receive cashback
Hurry up, offer with low stock, valid all April.
Make sure you collect at least 2000 lei monthly, for 3 months
Make at least one payment with the card every month
At the end of the 3 months, we reward you with 10% cashback, maximum 150 lei

subscription 365
6 months free
6 months free, compared to 7 lei/month standard cost
ZERO lei commission for collection from other banks, in lei, without turnover condition
ZERO lei for payments between BT accounts, in lei, made through BT Pay
Accident insurance from Metropolitan Life Insurance


up to 49,999 lei
free online payments to other banks*
*You can benefit from the offer when bundled with another product from the campaign.
round up
100 lei directly into the account
100 lei directly into the Round Up account if you save at least 50 lei
The functionality is free and you do it super easily, directly from BT Pay
For each debit card payment, the amount paid is rounded up to the multiple you chose and deposited into your Round Up account, which also earns interest
You can change the rounding step at any time (1 leu, 5 lei or 10 lei)
See at any time how much money you have saved and what the interest is

Investments from bt pay
100 lei cashback
You receive 100 lei cashback in the current account if you invest at least 1,000 lei (or equivalent in dollars/euros) in any of the funds available in BT Pay
You open an account and trade 100% online from the app
You have quick and easy access to the Bucharest Stock Exchange, the main European markets, and the USA
You can buy government bonds in lei or euros directly from the app
See in real time how your portfolio evolves and you can follow live quotes


Personal loan
You decide what to do with the money
You have ZERO analysis commission
The interest rate is fixed, between 6.49% and 18.50%
You can borrow up to 250,000 lei, or up to 120,000 lei directly from BT Pay
Everything is 100% online, if you apply for a loan for needs in BT Pay - you enter the app, fill in some information about yourself and your needs, we communicate the offer to you, you sign and that's all 😊
You can refinance loans from other banks and ask for extra money

loan for house
Important decisions are made more easily when you have support.
ZERO analysis commission
Introductory fixed interest rate in the first 3 or 5 years starting at 5.05%. Complete costs
The loan term can be up to 30 years
You have a 2,000 lei voucher for notary fees if you refinance from other banks. Terms & Conditions apply
Lower interest if you collect the income at BT

APPLY FOR ANYTHING YOU NEED
Could this be exactly the impulse you need to get things moving? ✨
Fill out the form and we will call you with all the details.


