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    Offers-to-go - header

    OFFERS-TO-GO

    a good upgrade, exactly when you need it

    Sometimes, all you need to make things happen is a good offer.

    Apply now

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    Cashback up to 150 lei at the recurring collection of income
    Free online paymentsto other banks - see details
    Subscription 365free for 6 months
    Cashback 100 lei to the Round Up savings account
    Personal needs loan with ZERO file analysis commission
    Credit for house with fixed interest rate and with ZERO file analysis commission

    you collect the income with recurrence

    you receive cashback

    Hurry up, offer with low stock, valid all April.

    • Make sure you collect at least 2000 lei monthly, for 3 months
    • Make at least one payment with the card every month
    • At the end of the 3 months, we reward you with 10% cashback, maximum 150 lei

     I want the offer

    Offers-to-go - income

    subscription 365

    6 months free

    • 6 months free, compared to 7 lei/month standard cost
    • ZERO lei commission for collection from other banks, in lei, without turnover condition
    • ZERO lei for payments between BT accounts, in lei, made through BT Pay
    • Accident insurance from Metropolitan Life Insurance

     I want the subscription

    Oferte-to-go - subscription
    Oferte-to-go - payments

    up to 49,999 lei

    free online payments to other banks*

    *You can benefit from the offer when bundled with another product from the campaign.

    round up

    100 lei directly into the account

    • 100 lei directly into the Round Up account if you save at least 50 lei
    • The functionality is free and you do it super easily, directly from BT Pay
    • For each debit card payment, the amount paid is rounded up to the multiple you chose and deposited into your Round Up account, which also earns interest
    • You can change the rounding step at any time (1 leu, 5 lei or 10 lei)
    • See at any time how much money you have saved and what the interest is

     I want Round Up

    To-go offers - round-up

    Investments from bt pay

    100 lei cashback

    • You receive 100 lei cashback in the current account if you invest at least 1,000 lei (or equivalent in dollars/euros) in any of the funds available in BT Pay
    • You open an account and trade 100% online from the app
    • You have quick and easy access to the Bucharest Stock Exchange, the main European markets, and the USA
    • You can buy government bonds in lei or euros directly from the app
    • See in real time how your portfolio evolves and you can follow live quotes

     Invest through BT Pay

    Oferte-to-go - investments
    Offers-to-go - bt-pay

    BT PAY

    banking online, easier than ever

     Come to BT Pay

    Personal loan

    You decide what to do with the money

    • You have ZERO analysis commission
    • The interest rate is fixed, between 6.49% and 18.50%
    • You can borrow up to 250,000 lei, or up to 120,000 lei directly from BT Pay
    • Everything is 100% online, if you apply for a loan for needs in BT Pay - you enter the app, fill in some information about yourself and your needs, we communicate the offer to you, you sign and that's all 😊
    • You can refinance loans from other banks and ask for extra money

     I want a loan

    Oferte-to-go - personal-needs-loan

    loan for house

    Important decisions are made more easily when you have support.

    • ZERO analysis commission
    • Introductory fixed interest rate in the first 3 or 5 years starting at 5.05%. Complete costs
    • The loan term can be up to 30 years
    • You have a 2,000 lei voucher for notary fees if you refinance from other banks. Terms & Conditions apply
    • Lower interest if you collect the income at BT

    I want a loan

    Offers-to-go - home-loan

    APPLY FOR ANYTHING YOU NEED

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    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.