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    We know that in business, opportunities and challenges arise unexpectedly. Whether you need liquidity for urgent payments, or you want to always have a financial reserve available for any situation, you have come to the right place.

    quick loans for your business

    AS MANY IDEAS, as many solutions

    We know that in business, opportunities and challenges arise unexpectedly. Whether you need liquidity for urgent payments, or you want to always have a financial reserve available for any situation, you have come to the right place.

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    FLEXIBILITYIN FINANCING

    We have a solution for each opportunity that helps you grow.

    WITH OR WITHOUT GUARANTEES

    You can take the quick line of credit and quick credit with or without material guarantees.

    GROWS IN YOUR OWN RHYTHM

    You have to choose from quick credit solutions with a duration between 2 and 10 years.

    DO WHAT YOU WANT WITH MONEY

    The way you use money depends only on you.

    Quick credit in Bt go

    BANKING ON THE GO

    From BT Go you have quick access to essential information, you can track repayments and even initiate an early repayment – all digital, whenever you need.

    • Keep track of payments

      See how much you have paid from the loan, see the installments, the interest and the date of the next installment.

    • Repayment schedule

      You see it in real time and you can download it whenever you need.

    • Transaction History

      You have access to all the information regarding your loan: how much you have paid, the date you took it, the amount, the remaining amount, the date your loan ends.

    • 2,400

      Early repayment

      If you have administrator rights you can initiate the full early reimbursement process directly from the app.

    GRANTING CONDITIONS

    • Do not have a ban on issuing bank checks
    • Do not appear with delays on loans in the Credit Risk Central Database
    • Do not have active records in the Insolvency Proceedings Bulletin
    GRANTING CONDITIONS
    up to 4,000,000 lei

    up to 4,000,000 lei

    You with the ideas,
    we with the support.

    SEE WHICH CREDIT SUITS YOU

    Quick credit is ideal for entrepreneurs who immediately need funds for working capital or small investments, and the quick credit line provides continuous access to a financial reserve for urgent payments such as salaries or suppliers. No justifications and no bureaucracy. You decide, we support you.

    FAST HELP

    Both types of credit provide the necessary funds:

    ⠀current expenses;

    ⠀refinancing of other loans;

    ⠀payment of debts to the budget and to suppliers;

    ⠀or the financing of merchandise inventories and raw materials.


    The difference is given by the mode of operation:

    line of credit is connected to current account, and the repayment is made from cash collections into the current account.

    The credit limit is of the revolving type: that is, any amount used can be repaid and then used again, and at maturity can be extended.

    ⠀another advantage of the line of credit is that interest is calculated daily only on the amount used.

    credit for working capital is usually granted for specific needs, covering an expense greater than the current income of the company.

    From the beginning, for the borrowed amount, a repayment schedule will be established, either in equal monthly installments or agreed upon mutually. 📉

    Line of credit it is the direct link between you, the bank and your partners. 🙂

    Practically, the bank offers you a loan with a term of up to 24 months and thus helps you get through the temporary deficiencies of your working capital.

    That is, when you are short on money and you are pressured to pay your suppliers, employees, and/or taxes to the state budget, the line of credit solves your cash flow problems, giving you the ability to make your payments on time. 😇

    Major advantage that the use of the credit line is that you only pay for the money used at the end of each day and not for the entire credit line value.

    A monthly interest thus results that depends on the amounts used, less expensive than in the case of a classic loan (in which you use the entire approved amount and repay it at the dates agreed with the bank). 📉

    Quick credit it is a financing product intended for any needs of your company. 😊

    Whether you need money for working capital or even for small investments, BT offers you the necessary financial resources in the form of such a loan for which it is not necessary to provide material guarantees. 👍

    It depends on the requested amount, but in a minimum of 3 working days you should be able to.

    WHY DELAY WHAT YOU WANT?

    With quick loans from BT, you have the money exactly when your business needs it, without any hassle. For big plans or unforeseen expenses, everything is simple, fast, and flexible.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
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    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

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    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

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