In short
Life is simpler when you have a backup plan for every unforeseen situation. If you frequently use a credit card or an overdraft, we suggest the life insurance specially designed to keep you protected at all times.
Read the Insurance Brochure for credit card or overdraft loans Download Check the Register of Insurance Affiliated Subagents Download
How does it work?
I wanted to be sure that you would be protected regardless of the situation. Thus, we offer you an insurance which, depending on your socio-professional status (employee in the public or private sector, self-employed, pensioner), offers you coverage for the following types of events:
| Death* as a result of an illness or an accident | Insurance covers the loan balance and thus your family is free from debt |
| Involuntary job loss | The insurance covers a maximum of 6 monthly allowances for each event and 12 allowances in total |
| Hospitalization caused by accident or illness | The insurance covers up to 2 monthly compensations within an insurance year |
*Death from any cause
Read the terms and conditions Download Read the insurance product information document DownloadCosts
You will pay 2.68 lei for every 1000 lei used from the credit limit.
If at the end of a month you have not used the line of credit, you do not need to pay the premium for the following month, however the insurance remains in force, and you benefit from compensation if in the next month you use the line of credit and do not return the full amount.
Extra-benefits
The first 3 months of insurance (the month in which you buy the insurance and the next 2 months) are free. The insurance premium is calculated based on the amount used from the credit limit. You can get the insurance on the spot without a medical exam, only a self-declaration is needed.
Insurance for credit cards or overdraft
Please try again later.
