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    Debit cards in euros or lei

    Your card, your choice.

    From the McLaren fans card, to the virtual debit card created in collaboration with your favorite festival, we've thought of everything. You choose the currency and the benefits, we bring the coolest debit cards in euros or lei and the best integration in BT Pay.

    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    ++6 MILLION debit cards Chosen by clients who already enjoy all the benefits.
    +6 MILLIONdebit cards
    Chosen by clients who already enjoy all the benefits.

    Everything from bt pay

    Full control of your cards

    BT Pay: an ecosystem where you manage everything related to your debit cards in lei or euro. You pay quickly with your phone, see all monthly expenses, save with Round-up, or apply for Overdraft – backup money on your debit card. Simple, accessible.

    REAL-TIME TRANSACTIONS

    You pay with your phone or card and see all the information instantly.

    YOUR CARD, YOUR RULES

    See all the payments you have made, check all the websites where you have the card saved from BT Pay, and block the card if necessary.

    KEEPING TRACK OF EXPENSES

    Restaurant, transport or shopping, all payments are grouped by categories.

    LIFE IS EASIER

    You change your limits, receive, transfer and split the costs from the chosen card or make transfers between your cards, all in a few clicks.

    You are safe

    You always have your cards at hand, directly in your phone. You block them, unblock them, change limits, and approve payments.

    BtVisaClasic

    VISA CLASSIC

    Visa Classic is your salary card, made from recycled materials. You pay with it quickly, anywhere in the world, and you have access to a cash reserve of up to 6 salaries with Overdraft.

    cARDUL ÎN EURO

    The Direct Card in EURO accompanies you wherever you go: you pay without commission, directly with your phone, and you always know what happens with your money. Simple, secure, and perfect for any trip.

    BtDirect

    VIRTUAL CARDS

    If your motto is - always in trend, then the virtual card is exactly what you need. A card with the same functionalities as a physical card, but much more fashionable. Card in euros, dollars or lei - you choose.

    MASTERCARD GOLD

    It is your passport to premium benefits: insurance, comfort, and access to national and international lounges, all in one card.

    BtMastercardGold
    Platinum card

    PLATINUM

    Your premium metal card. With travel insurance, access to lounges around the world, roadside assistance in Romania and Europe.

    SEE WHICH DEBIT CARD SUITS YOU

    Physically or virtually, in lei, euros or dollars, from environmentally friendly materials. Discover the debit card suitable for you.

    QUICK HELP

    Easy-peasy. 😃 It is a debit card in lei, intended for individuals, which you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the virtual card design yourself, animated design, a premiere in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast. 🤓

    Each has specific advantages and differs depending on the needs you have:

    debit card allows you to make transactions within the limit of your own available funds, in the account your.

    On this card, you keep your own money (such as salary), and it is funded by your employer or by other people from whom you are expected to receive money; 👨

    ⠀however, credit card it is a shopping card that involves granting a line of credit which you access through the card.

    In other words, you can make transactions with the card, not only from your own money but also from the money borrowed from the bank. 💼


    In other words, the debit card is for the money you have, while the credit card is for the money you need. 😅


    But it's better to discover more in the video below:

    Video BT: Differences between debit card and credit card

    If you have used the card in the last 6 months, we will issue you a new card.

    We notify you via SMS from which branch you can pick it up, but you can also request it at home and we send it by courier. If you prefer to pick it up from another branch, you can request the card transfer to the new branch in 2 ways:

    ⠀you introduce yourself in BT unit where do you want to pick up the card;

    ⠀you send us a message via BT contact form;

    Of course! 😃  You can choose a BT card in Euro as follows:

    ⠀if you are an individual you have Mastercard Direct or virtual card in EURO, which you can issue from BT Pay.

    ⠀and if you are a legal entity, Mastercard Business it's for you. 😉

    You press on "More" from the BT Pay app's homescreen – from there you choose the option "Issue a card for someone else". The card will be attached to the same account as your own card.

    Find the right card

    In a cool and current design, BT cards enjoy excellent integration in the application. You have at your disposal a multitude of functionalities that make your life easier: from payments, transfers between cards, to insurance, saving methods, and overdraft.

    Ai Search
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    BT Question Logo
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

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    Terms and conditions may be revised/ updated at any time.

    Everything from the app, in real time

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